Life Insurance
The Standard - Life Insurance
Poway Unified School District pays the premium to cover each benefit-eligible employee with this term group life and AD&D insurance. The Standard Insurance Company underwrites this insurance policy. If you would like to supplement your employer paid insurance, additional Life and AD&D coverage for you and/or your dependents is available for purchase at time of new hire enrollment or Open Enrollment.
Additionally, you and your eligible dependents (spouse and children through age 25) are covered with Travel Assistance from The Standard at no cost to you. Travel Assistance is available to you when you travel more that 100 miles from home or internationally for up to 180 days for business or pleasure.
American Fidelity - Supplemental Plans
American Fidelity is enhancing their Disability Plan. All current enrollees MUST schedule an appointment with an American Fidelity advisor, to opt in to receive the new policy's benefit enhancements.
When was the last time you fully reviewed your insurance benefits to make sure you and your family have the coverage you need? Taking this time is important for your overall financial wellness. An American Fidelity account manager can review your current coverage and help you plan for the future.
Poway Unified School District's enrollment period for American Fidelity benefits begins November 18, 2024, through December 13, 2024, for plan year 2025. Schedule time to review your benefits today!
Poway Unified School District's enrollment period for American Fidelity benefits begins November 18, 2024, through December 13, 2024, for plan year 2025. Schedule time to review your benefits today!
- Add or Terminate Coverage here: Schedule Your Appointment
Disability Income Insurance
How do you pay for your mortgage, bills, food, and other monthly expenses? If your paycheck stopped today, could you maintain your current lifestyle? American Fidelity’s Short-Term Disability Income Insurance is designed to help protect you if you become disabled and cannot work due to a covered Accidental Injury or Sickness.
How do you pay for your mortgage, bills, food, and other monthly expenses? If your paycheck stopped today, could you maintain your current lifestyle? American Fidelity’s Short-Term Disability Income Insurance is designed to help protect you if you become disabled and cannot work due to a covered Accidental Injury or Sickness.
American Fidelity now offers enhanced benefits for your Disability Income Insurance plan. These benefits may help provide financial support for you and your family while you are unable to work due to a covered injury or illness.
If you are currently enrolled in the Disability plan the enhanced plan option is available to you. You must make an appointment to review the plan and elect the enhanced plan.
All employees enrolled in the Disability plan must update their salary annually at open enrollment with American Fidelity.
Accident Only Insurance
Limited Benefit Accident Only Insurance
Whether a weekend warrior with an active lifestyle or just a busy family, accidents can happen anytime, anywhere, without warning. Being prepared for the unexpected can make all the difference. American Fidelity’s Accident Only Insurance policy provides a solution for those unforeseen accidents that life sometimes delivers. Our Limited Benefit Accident Only Insurance is designed to help pay for the unexpected medical expenses an individual may incur for the treatment of covered injuries received in an accident.
Cancer Insurance
Limited Benefit Cancer Insurance Policy
A cancer diagnosis may be overwhelming. Even with a good medical plan. The out-of-pocket costs of cancer treatment, such as travel, childcare, and loss of income, is considerable and may not be covered.
American Fidelity Assurance Company’s Cancer Insurance offers a solution to help you focus your attention on fighting cancer. We offer plans that can help assist with out-of-pocket costs often associated with a cancer diagnosis.
Critical Illness Insurance
Limited Benefit Group Critical Illness Insurance Policy
Surviving a critical illness, such as a heart attack or stroke, can come at a high price. With advances in technology to treat these diseases, the cost of treatment rises more and more every year. Even with medical insurance, the out-of-pocket expenses associated with a critical illness can affect anyone’s finances.
American Fidelity Assurance Company’s Limited Benefit Group Critical Illness Insurance can be the solution that helps you and your family focus on recovery and may help you with paying bills. Our plan can assist with the expenses that may not be covered by major medical insurance.