Deferred Compensation
ALL employees (full time, part time, substitutes, etc.) are eligible to participate in deferred compensation. Deferred compensation is offered in the form of 403(b) and 457(b) plans (pre-tax contributions), as well as a Roth 403(b) plan option (after tax contributions). These voluntary retirement plans give you the opportunity to contribute to additional retirement funds, directly from your PUSD paycheck. PUSD uses a third party to administer the deferred compensation program.
SchoolsFirst Federal Credit Union
PUSD's third party administrator is SchoolsFirst Federal Credit Union. Please review the following resources to learn more, research options, set up a meeting with a retirement advisor, enroll in a plan, make changes to your current plan, request a distribution, and more:
Additional Resources
403b Compare
You can compare 403(b) companies at the 403b Compare website: www.403bcompare.com
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- Poway Unified School District's personal site is located here: 403bCompare - Poway Unified School District
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SDCOE FBC
The San Diego County Office of Education (SDCOE) Fringe Benefits Consortium (FBC), Deferred Compensation Program, is a retirement program designed to help the educator community build and grow their savings in order to achieve their retirement goals. Please utilize the resources on their website to learn more about the program, access their Retirement Planner, view an extensive library of educational tools, and more: FBC Deferred Compensation - San Diego County Office of Education (sdcoe.net).
If you are asked for a Plan ID for Poway when enrolling in your retirement plan, Poway's Plan ID is 84823.